Buyer's Guide

Decide which communities, home features, and property types you and your family prefer. Have candid conversations about which of these characteristics are required, and which are “nice to have” in your next home.

Getting pre-approved is a great first step in understanding your purchasing power—but it’s not the only factor. A lender may pre-approve you for more than you’re comfortable spending, which is why understanding your personal budget is so important. The opposite can also happen: you may feel confident about affording a certain monthly payment, but the bank may not agree.

During the pre-approval process, you’ll be able to explore key details like your interest rate, monthly payments, loan terms, and special programs—such as first-time homebuyer grants, or VA and FHA loans.

A pre-approval letter will be required before you can view any properties. We’re here to support you and can recommend trusted mortgage providers we’ve worked with—many of whom specialize in situations just like yours!

Finding the perfect home and navigating the purchase process can be daunting. Leverage our knowledge and expertise and enjoy your personalized real estate journey.

Our agents will schedule showings for properties that match your specific criteria and price range, carefully noting your preferences to refine the search along the way. They'll guide you through each home, helping you understand the pros and cons of every option. In addition to the property itself, they'll help you explore the surrounding area, including parking availability and proximity to key amenities like schools, parks, and grocery stores.

In most cases, your offer will include a Due Diligence period. During this period, inspections will be performed as well as the investigation of any items important to you regarding the property. This protects you from purchasing a property that has serious structural issues or requires major repairs. We have a list of trusted local providers ready to jump in when the time arises. If the inspection uncovers major issues, during the diligence period you can withdraw from the sale or renegotiate your offer based on what needs to be fixed.

Now it's time for closing—the final step before you officially become a homeowner! Everyone listed on the loan and title must attend. You'll meet with the closing attorney to sign all necessary loan and deed documents, so don’t forget to bring a valid photo ID.

You’ll also need to bring certified funds covering your “cash to close” amount. Your agent will confirm this amount with you ahead of time. They’ll be at the closing with you to help answer any last-minute questions alongside the attorney.

Once all documents are signed, the mortgage company will fund the transaction and the deed will be officially recorded with the county—and just like that, the home is yours!